how to get a loan with 0 interest rate – slice

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Friends, if you want to take a loan at 0% interest rate, then this post is for you only.

Most people search online for such a loan that can get a 0 interest rate, but friends, any company will give a 0 interest rate loan when there is no profit for the company, and the company that promises to give a loan at a 0 interest rate is a fraud. it occurs

But still, I have brought you a company that is 100% interest-free and gives loans to many people.

Friends, this loan company works just like a credit card.That means that this company will give you a loan at zero interest rate for 1 month, and after that, you will get interest, so friends, if you want to apply for a loan, then read this post carefully; I have told you step by step how to apply. What will be the interest rate, what will be the amount of loan and much more you will get to know in this post.

How can I apply for a loan?

Download the App

Start by downloading the Slice app from the Google Play Store or Apple App Store.

Create an Account

1. Select Email

how to get a loan with 0 interest rate - slice

When you open the Slice app, choose to sign up using your email address.

2. Enter Mobile Number

how to get a loan with 0 interest rate - slice

 Enter your mobile number in the designated field and proceed.

3. Verify OTP

You’ll receive an OTP on your mobile number. Enter this OTP in the app to verify your mobile number.

4. Enter Your Name

After OTP verification, enter your full name per your official documents.

5. Select Age

 Choose your Age from the options provided in the app.

6. Click “Slice Account Create

 Once you’ve entered your name and selected your Age, click the button to create your Slice account.

7. Allow Terms and Conditions

  Please review the terms and conditions presented by the app and agree to them to continue.

8. Select SIM for Verification

If prompted, select the SIM card linked to the mobile number you provided for verification purposes.

9. Enter PAN No

how to get a loan with 0 interest rate - slice

Input your PAN (Permanent Account Number) details as requested by the app.

10. Verify Selfie

how to get a loan with 0 interest rate - slice

The app may require you to take a selfie for verification purposes. Follow the instructions to take and submit a clear selfie.

11. Select Address for Verification

 Choose the address you want to verify from the options provided.

12. Bank Account Verification

 Link your bank account to your Slice account for transactional purposes and loan disbursement.

13. Checking KYC

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The app will perform a Know Your Customer (KYC) check to verify your identity and assess your loan eligibility.

14. Account Created Successfully

Once all verification steps are completed and your KYC is approved, your Slice account will be created successfully.

After creating your account, you can explore the loan options available in the Slice app and apply for a loan based on your eligibility and requirements.

Loan apply process

Here is the step-by-step process to apply for a loan through the Slice app based on the points you provided:

1. Click on the “Borrow” Button

Start by clicking on the “Borrow” or similar button within the app to begin the loan application process.

2. Complete Profile

You’ll be prompted to complete your profile if you haven’t already done so. Provide any missing personal information required by the app.

3. Agree to Terms and Conditions

Review and agree to the terms and conditions presented by the app regarding loan borrowing.

4. Choose Employment Type

Select your employment type from the options provided, such as salaried, self-employed, freelancer, etc.

5. Enter PAN Card Details

Input your PAN (Permanent Account Number) card details as requested by the app for identity verification.

6. CIBIL Score Checking

The app may check your CIBIL score or credit score to assess your creditworthiness. This is a standard practice in loan applications.

7. View Your CIBIL Score

If your CIBIL score is displayed within the app, review it to understand your creditworthiness. A higher score generally indicates better credit health.

8. Select Profession

Choose your profession or occupation from the options provided in the app.

9. Choose Working City

Select the city where you are currently working or based on your employment details.

10. Monthly Income

Enter your monthly income or earnings as part of the loan application process. This helps the app assess your repayment capacity.

11. Selfie Verification

The app may require you to take a selfie for verification purposes. Follow the instructions to take and upload a clear selfie.

12. Aadhar KYC

 Complete the Aadhar-based KYC (Know Your Customer) process by entering your Aadhar card number and following the app’s instructions.

13. OTP Verification

 Enter the OTP (One-Time Password) sent to your registered mobile number for Aadhar verification.

14. Checking Loan Eligibility

 Once all the above steps are completed, the app will check your loan eligibility based on the information provided, including your income, credit score, and other factors.

After completing these steps, the app will inform you about your loan eligibility status and guide you through the next steps if your application is approved. Make sure to provide accurate information and follow the app’s instructions for a smooth loan application process.

Eligibility criteria for slice app loan

Just as any app checks your credit score before giving a loan, similarly Slice also gives a loan based on your credit score.

To avail loan from the Slice App, your credit score should be within 700-900.

If you are a student, then you can get a loan even without a credit score, but for this, you must live in a city like Delhi, Mumbai, Kolkata, and More.

The interest rate in the slice app

You will be charged 18% interest on taking a loan from the Slice app. If you take a loan for one month, then you will not be charged an interest rate.

Example of slice app loan interest rate

Loan amount – 2000

Interest rate – 18%

Processing fee including GST – 60

If you pay in one month – 2060

If you pay in 12 months – 2241

Document required

Aadhar card 

Pan card 

Age 18 – 60

Should you take a loan from the Slice App?

Friends, if you take a loan for 1 month from the Slice app, then it is perfect for you. if you take a loan for a longer period, then this app is perfect. There are many features in this app; you get discount coupons, UPI options, and many more things you will get in this app.

FAQ

Can a loan have a 0% interest rate?

Yes, you can get a loan with interest for one month with the slice app

Can I get a 0% loan?

100 % possible to get a loan with a 0% interest rate with the slice app 

0% interest loan for 12 months

No, only for one to three months. You get a 0% interest rate.

How to get a loan with 0 interest rate in India

You can get loan 0 % loan with the slice app, but only for one month

रितिक रोशन इस वेबसाइट के ऑनर और लेखक हैं। इन्हें सरकारी योजना और लोन से संबंधित सभी जानकारी हैं क्योंकी ये पहले बैंक में काम कर चुके हैं। इस वेबसाइट पर अपने व्यूवर्स के साथ अपने ज्ञान को लेख के माध्यम से साझा करते हैं।

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